Monthly
USD 5.99 per month
Up to 3 people
Less than USD 1.50 a week for the whole household.
After the trial it renews automatically every month at USD 5.99 until you cancel.
Household finances, sorted
Your household money, clear for everyone
Log income, expenses and savings with your family, see what's left this month and get ahead of every due date. No spreadsheets.
- Up to 3 people per household
- On your phone and computer
- Your data stays yours
Does this sound like you?
Any given month
- Day 1: Payday
- Day 5: Rent and bills, paid
- Day 12: Groceries, transport and a treat
- Day 18: Card bill is due
- Day 25: Where did the money go?
- You get paid, and 20 days later you have no idea where the money went.
- Your card statement arrives and you don't recognize half the charges.
- Insurance, taxes or school fees land right on the week there's nothing left.
- You and your partner argue about money because each of you has a different version of the numbers.
- You started a spreadsheet in January, and by March nobody opens it.
- You work hard and there's never anything left to save.
It's not that you earn too little or spend badly. You've just never had all your household numbers together, on time and in plain sight.
What not knowing costs you
Small leaks.
The coffee, the takeout, the subscription you forgot: little by little they eat the month without you noticing.
Late fees and interest.
Paying late or paying the card minimum is money you give away every month.
Peace of mind.
Going to bed doing mental math is no way to live. Neither is arguing about money at the dinner table.
Installments that pile up.
One purchase in installments feels small, until five of them land in the same month.
The savings that never happen.
If you don't know what's left, saving gets pushed to next month. Every month.
Why a spreadsheet isn't enough
| With a spreadsheet | With Cuentas Claras |
|---|---|
| You have to remember to open it | Open the app and see what's due soon |
| Only one person keeps it up | The whole household uses it, up to 3 people |
| One broken formula ruins everything | Totals calculate themselves |
| It's nearly impossible to use on a phone | It's built for your phone |
| You build the charts by hand | Charts build themselves |
| Delete it by mistake and it's all gone | Your data is safely stored in the cloud |
| Nobody knows who entered what | Every entry shows who logged it |
| Everyone sees and edits everything | You decide what each person can see and edit |
| Still love your spreadsheet? | Export to Excel anytime, ready for your own tables |
Why I built Cuentas Claras
For years I kept my household accounts in a spreadsheet. It worked, until I stopped updating it. One day I decided to turn that spreadsheet into the app I wish I'd had: simple, made to share with family, and showing every payment before it's due. That's how Cuentas Claras was born.
One shared account for the whole household
Cuentas Claras brings what comes in, what goes out and what you save into one place. You and up to 2 more people use it, and everyone sees the same numbers instantly.
Everything you need, nothing you don't
Know what's left.
Monthly totals, always current and compared with your budget.
No due date catches you off guard.
Add future payments and see them on the calendar.
See where the money goes.
Charts by category for income, expenses and savings.
Household money, as a team.
Invite up to 2 people with their own login.
Take a look inside
Light or dark mode, in your language, on any screen.
Before and after
| Before | With Cuentas Claras |
|---|---|
| Month-end surprises | On day 1 you already know how much you can save |
| Due dates that catch you off guard | You see them coming on the calendar |
| "Where did the money go?" | You see it by category in a chart |
| Everyone with their own numbers | The whole household looking at the same numbers |
| Doing mental math before every purchase | See what's available in seconds |
| The yearly insurance bill empties your account the month it's due | You cover it with savings you set aside earlier |
| Spending a paycheck that hasn't landed yet | Income counts once you confirm you got it |
| Saving whatever's left, if anything is | Savings get their place in the budget from day 1 |
| Installments and debts scattered in your head | Installments and debts logged, you know what they take each month |
| Arguing about who spent what | The numbers speak for themselves, no blame |
Made to fit you, not one-size-fits-all
Your categories.
It comes with groups, categories and subcategories ready to go, and you add or remove whatever you like.
Your reminders.
Choose to see each due date 1, 3 or 7 days ahead.
Your spreadsheet, if you miss it.
Export your transactions and expenses to Excel to build your own pivot tables and charts.
Your permissions.
You decide who can see or edit the budget and who only logs entries.
Your privacy.
Lock the app with your phone's fingerprint, face or PIN, so nobody sees your numbers.
Who it's for
- Couples who share expenses.
- Families with kids and lots of due dates.
- Anyone who wants out of installments and card debt.
- Anyone ready to start saving for real.
- Anyone living alone who wants order without hassle.
- People on a salary who barely make it to the end of the month.
- Freelancers and self-employed people whose income changes every month.
- Anyone who shares expenses with the people they live with.
- Anyone tired of spreadsheets nobody updates.
- Parents who want to teach their kids how to handle money.
Who it's not for
- People who'd rather not look at the numbers and let the month decide.
- Anyone looking for an app that does everything without logging anything.
- Anyone hoping to get rich overnight.
- Anyone who always finds a reason to start next Monday.
- Anyone who's comfortable as they are and doesn't want to change a thing.
If you don't see yourself on this list, Cuentas Claras is for you.
Get started in 3 steps
- 01
Set your budget.
In amounts or as a share of your income.
- 02
Invite your family.
Up to 2 people, each with their own email.
- 03
Log and see.
Every entry updates totals, charts and calendar.
Everything included
- Budget in amounts or as a share of income
- Income, expenses and savings with ready-made categories
- Categories you can add or remove
- Future transactions
- Calendar with upcoming due dates, 1, 3 or 7 days ahead
- Totals as of any date you choose
- Charts by category
- Up to 3 people per household
- Export to Excel
- Light or dark mode, in Spanish, English or Portuguese
- Your currency, and it installs on your phone
- Projected balance: what's left counting what's coming
- Pay early: your balance drops the day you pay
- Pay an expense with this month's money, your savings or both
- Income to receive: it counts once you confirm it arrived
- Instant updates on every device in the household
- Every entry shows who logged it
- Per-person permissions: view, edit or log only
- Categories for debts and installments
- Full history with filters
- Lock with your phone's fingerprint, face or PIN
- Your data in the cloud, no bank passwords required
One simple price for the whole household
A card is required. The first 14 days are free; billing starts on day 15. Cancel anytime.
Yearly
USD 60 per year
Works out to USD 5 a month
After the trial it renews automatically every year at USD 60 until you cancel.
Secure payment processed by Hotmart. Cancel anytime from your Hotmart account and you won’t be charged again.
Frequently asked questions
Do I need to know about finance?
No. Pick a category from a list and you're done.
Is it hard to use?
No. If you can use WhatsApp, you can use Cuentas Claras.
How much time does it take?
Logging an expense takes seconds. A couple of minutes a day keeps your month up to date.
Who sees my data?
Only you and the people you invite.
Do I have to connect my bank?
No. You log entries yourself; we never ask for bank passwords.
Does it work on my phone?
Yes, in your phone or computer browser, and it installs like an app.
Can I use my currency?
Yes, you pick your country and currency when you start.
Can I get my data into Excel?
Yes, export your transactions and expenses for any period you choose.
Can I cancel anytime?
Yes, no hassle, and you keep what you logged.
What if I stop paying?
Your data isn't deleted; you can still view it.
Can I pay something before it's due, or use my savings?
Yes. Mark the expense as paid on the day you pay it, with this month's money, one or more savings, or both. You can also set aside savings for an upcoming expense and see it as covered.
What if my paycheck is late?
Expected income doesn't count as available until you confirm you received it, before or after its date. So you never spend money that hasn't arrived.
How do I pay?
Hotmart’s secure checkout requires a card to start the trial. The first 14 days are free and the first charge is on day 15. You can cancel anytime.
This month, make the numbers add up
A month from now you can be right where you are today, or you can know exactly where your household money goes.